Page 1 of 2
young persons car insurance
Posted: Sat Apr 04, 2009 1:13 pm
by mr top banana
i'd put this in the basement but nobody seems to go there
where is the best place to go for this ? baby b is 17 on monday and wants to start driving
i have tried all the search engines and cannot find anything under $1000
is there somewhere out there that looks after youngsters ? this is ridiculous money
i cannot add her to mine as my car is way too powerful and wouldn't let her near it with a bargepole anyway
any help here peeps ?
thanks
Posted: Sat Apr 04, 2009 1:42 pm
by no. 1 is Perry Groves....
Have you tried Adrian Flux?
Posted: Sat Apr 04, 2009 1:52 pm
by Perryashburtongroves
Direct Line do a named driver earning no claims bonus. Might be worth a look if you haven't already.
Posted: Sat Apr 04, 2009 3:07 pm
by Chef_uk
No idea if they are any good but Swinton do a special young person insurance:
http://www.swinton.co.uk/car/youngdrivers/
Might be worth checking out.
When they turn 18 Morethan have a deal on thats a bit restrictive such as driving between 6am - 11pm only but it could work out cheaper:
http://www.drivetimestudent.com/
Failing that use the comparison sites and note the best quotes.
http://www.gocompare.com/car-insurance
http://www.moneysupermarket.com/motor
http://www.comparethemarket.com/car-insurance/
https://www.confused.com/car-insurance
http://www.uswitch.com/car-insurance/
http://www.tescocompare.com/car.shtml
Hope this helps.
Posted: Sat Apr 04, 2009 3:30 pm
by Belfast Boy
I assume you meant £ sterling and not the Yankee Dolla if so it's hard to go wrong with Direct Line, I've been with them for 5yrs I drive a group 20 car and they are the best by far and they even do discounts for double policies such as spouses etc where you both get an extra 10% off dunno if it applies to the whole family or not but still excellent regardless!
Tescos and A Plan are also good and a general rule of thumb is to stay well clear of companies who purport to be specialists in certain areas of insurance such as high performance, banned drivers, youngsters and women as they tend to hope that you'll believe they're specialists and not bother shopping around, and therefore they tend to take, as Al Murray would say......... diabolical FACKIN liberties - you have been warned

Posted: Sat Apr 04, 2009 4:14 pm
by burns718
bell.co.uk and admiral.com they are basically the same comapny but prices vary slightly
cheapest by country mile, i have no no-claims and 3 points and pay £350 thats £400 cheaper than the next nearest
Posted: Sat Apr 04, 2009 4:17 pm
by fatbloater78
have a look in the back of max power or somthing simular they have loads in there matey.
Posted: Sat Apr 04, 2009 4:56 pm
by augie
Posted: Sat Apr 04, 2009 7:26 pm
by Chippy
Despite that really fucking annoying Iggy Pop ad, swiftcover are the cheapest for me. Try confused.com to do a few comparisons. Problem is cars are the biggest killers of 17-25 yos.

Posted: Sat Apr 04, 2009 8:53 pm
by Number 5
Augie and Burns, you've both been in my car. And survived.
It cost me £950 to insure that fucker for a 10 month bonus accelerator as a 28 year old having my license for 1 year. Third party fire and theft.
And that heap only cost me £500.
Mr Top Banana, once she passes I've heard that if she goes for the pass plus course, which I think costs about £20-£30, she'll get about 10% off the insurance.
Or as Perryashburtongroves says, get the car in your name and add her as second driver. I'm not aware of any laws saying you can't be the keeper of more than one car?
Posted: Sat Apr 04, 2009 9:57 pm
by FOXYARSENAL
augie Posted: Sat Apr 04, 2009 4:56 pm Post subject:
--------------------------------------------------------------------------------
Cant understand young people complaining about the price of car insurance nowadays I really cant - when I started driving in 1988 my 1st insurance cost me £1575 on an old ford fiesta Thats 21 bloody years ago and young people over here complain about paying about 2500 per year which imo is cheap if you apply the rate of inflation since 1988 to my 1575 Sadly too there are an awful lot of young dickheads driving about now in "souped up" cars and shit like that that are fcuking dangerous and are giving a bad rep to all young drivers
augie are you in the north or south cuz a know we get robbed up here big time
Posted: Sun Apr 05, 2009 1:46 am
by northbankbren
FUCK INSURANCE.
GET YOUR LAD SOME PERSONAL SECURITY

Posted: Sun Apr 05, 2009 4:48 am
by SCREAM AIM FIRE
direct line ftw
get him/her on your policy and let them earn a NCB of their own, im still currently on my dads policy (not that he drives or even ownes a car

)
cost me around a grand less that way and still fully comp covered.
which reminds me...mines up in may

Posted: Sun Apr 05, 2009 1:27 pm
by Reg Niseth
Best one I found for youngsters is Quinn Direct. Think they're based in Ireland. My lad got his from them, paid about £700.
Posted: Sun Apr 05, 2009 2:08 pm
by mrgnu1958
BASEMENT?