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Car Insurance for teenagers

Posted: Thu Nov 04, 2010 5:39 pm
by Eboue-Why?
My boy is 17 next year and keeps reminding me that he could be driving in less than 12 months time! Just out of curiosity, I went on one of the comparison sites and put his details in to get an idea of how much the insurance could be, based on a 4 grand VW.

Cheapest was.................................£6600!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Thought there must have been a mistake but nope, it didn't think he was gonna be driving a 911 or Aston Martin.
How the hell can kids afford to drive? :shock: :shock:

Posted: Thu Nov 04, 2010 8:22 pm
by Pilly
Get an old banger

Posted: Thu Nov 04, 2010 8:49 pm
by HashKads

Posted: Thu Nov 04, 2010 8:54 pm
by olgitgooner
The prices for youngsters reflect the risk. Which is driven up by the boy racers. Excuse the pun. :oops:

The cost comes tumbling down for low powered cars.

If he were to pass the advanced drivers test, he would get a nice discount.

As a side issue, ALL our insurance premiums are affected by the *word censored* who drive around with no insurance whatsoever. And the scum who do car thefts and malicious damage. *word censored*. :evil:

Posted: Thu Nov 04, 2010 9:09 pm
by xDAVEYx
to be fair, when i passed (january 25th 2005) i then went on to get a speeding ticket (feburary 20th 2005) and total my first car (march 4th 2005)... since then, i've calmed down and my insurance reflects this and now, on occasion (i.e. in the dry) i drive....

Image

because big inheritance with zero responsibility is AWESOME! :lol:

by the way, i'm 23, not a teenager, it was hard enough getting insurance on that thing.

Posted: Thu Nov 04, 2010 9:24 pm
by olgitgooner
xDAVEYx wrote:to be fair, when i passed (january 25th 2005) i then went on to get a speeding ticket (feburary 20th 2005) and total my first car (march 4th 2005)... since then, i've calmed down and my insurance reflects this and now, on occasion (i.e. in the dry) i drive....

Image

because big inheritance with zero responsibility is AWESOME! :lol:

by the way, i'm 23, not a teenager, it was hard enough getting insurance on that thing.
Great photo. That is a fun car. :D 8)

Posted: Thu Nov 04, 2010 10:07 pm
by xDAVEYx
just picked it up that day, does the smug come across well? :lol:

Posted: Thu Nov 04, 2010 10:08 pm
by olgitgooner
Yes indeed!!!! :lol:

Posted: Fri Nov 05, 2010 9:13 am
by treygoony
I started driving around August few months ago, bought a Car with the money I saved up, 53 plate Honda Civic, 1.6 Vtec 8)

Went to check how much the insurance would be...£4000 :shock: :shock: :shock:

But my dad has 6 years no claims bonus so he added me as a second driver on a policy he made.

Price dropped to £1700 :o :o :o

I'm 19 btw

Posted: Fri Nov 05, 2010 9:36 am
by DB10GOONER
While arsehole tossbag boy racers exist car insurance is always gonna hurt. :evil:

I fucking hate boy racers. Dublin is bollock full of them. :banghead:

A cousin of mine was killed back in the 80's by this little toerag in a souped up Fiat 127. A fucking 127! The fuckwad had a huge engine mounted in the bastard and hit my cousin's car side on at a junction at about 90mph. The brackets in cunto's car sheared and the engine block went straight through the side door killing my cousin instantly.

Toerag broke his legs I think and only got suspended for (I think) 2 years and fined. No jail, not even community service or probation. :evil:

I never really knew my cousin well as I'd only moved to Oireland from Australia but I don't think my aunt and uncle ever got over losing him. It's terrible to see how such a loss can ruin decent people's lives like that. And all because some 18 year old bollocks thought he was a fucking racing driver. :roll: :evil:

Posted: Fri Nov 05, 2010 10:57 am
by brazilianGOONER
xDAVEYx wrote:to be fair, when i passed (january 25th 2005) i then went on to get a speeding ticket (feburary 20th 2005) and total my first car (march 4th 2005)... since then, i've calmed down and my insurance reflects this and now, on occasion (i.e. in the dry) i drive....

Image

because big inheritance with zero responsibility is AWESOME! :lol:

by the way, i'm 23, not a teenager, it was hard enough getting insurance on that thing.
low weight, powerful engine, rear wheel drive.

everything a man needs in a car 8)

beautiful car, mate :barscarf:

Posted: Fri Nov 05, 2010 11:14 am
by xDAVEYx
and the lady taking the picture :wink:

Posted: Fri Nov 05, 2010 11:20 am
by flash gunner
Spending the inheritance wisely Davey :D well played :barscarf:

Posted: Fri Nov 05, 2010 12:16 pm
by goonersid
xDAVEYx wrote:to be fair, when i passed (january 25th 2005) i then went on to get a speeding ticket (feburary 20th 2005) and total my first car (march 4th 2005)... since then, i've calmed down and my insurance reflects this and now, on occasion (i.e. in the dry) i drive....

Image

because big inheritance with zero responsibility is AWESOME! :lol:

by the way, i'm 23, not a teenager, it was hard enough getting insurance on that thing.
You must have legs like Fatima fucking Whitbread to pedal that thing :wink:

Posted: Fri Nov 05, 2010 1:46 pm
by Eboue-Why?
goonersid wrote:
xDAVEYx wrote:to be fair, when i passed (january 25th 2005) i then went on to get a speeding ticket (feburary 20th 2005) and total my first car (march 4th 2005)... since then, i've calmed down and my insurance reflects this and now, on occasion (i.e. in the dry) i drive....

Image

because big inheritance with zero responsibility is AWESOME! :lol:

by the way, i'm 23, not a teenager, it was hard enough getting insurance on that thing.
You must have legs like Fatima fucking Whitbread to pedal that thing :wink:
Yeah but I bet Fatima's got a bigger dick than Davey! You know what they say about men in flash cars :wink: